TAMGA: A Decade of Evolution in Financial Services

In the realm of fintech, numerous companies are dedicated to revolutionizing not just payment procedures, but the fundamental fabric of financial transactions. Among these trailblazers stands TAMGA, an avant-garde enterprise amalgamating innovation, customer-centricity, and stringent safety protocols. Emerging in 2011, TAMGA swiftly introduced an array of fintech products, earning rapid user trust. Presently, their portfolio encompasses myriad financial and marketing solutions, seamlessly operating across multiple European nations. Boasting over a million unique users, TAMGA holds a pivotal position in the industry.

In 2011, TAMGA embarked on a visionary quest: to create a platform automating financial services, ensuring security and accessibility for all stakeholders. Driven by a shared passion for financial innovation, they believed modern technologies could revolutionize existing industry standards. Their goal? To deliver financial products and services surpassing norms, fundamentally reshaping customer interactions in finance.

In 2014, TAMGA introduced its groundbreaking cloud-based platform, revolutionizing online lending. This platform empowers individuals with access to diverse loan products while providing banks and financial institutions with a wealth of borrower applications. It also streamlines loan refinancing options sourced from brokers, comparison sites, and beyond.

The platform conducts an initial evaluation of borrowers, leveraging customer application data, social media insights, telecom information, and proprietary scoring models based on customer behavior. It verifies borrowers and, based on their creditworthiness, matches them with suitable loan products. Currently, the platform incorporates more than 1,500 non-traditional variables, rendering it an ideal option for partners offering equitable loans.

Global Expansion of Fintech

TAMGA’s fintech ventures have gained international traction, marked by standout projects. In 2016, Szybka Gotówka, an online loan intermediary platform, debuted in Poland. Today, it serves as a dynamic link between TAMGA’s clientele and partners, facilitating swift access to tailored financing while attracting high-quality clients for partners. With over 1.5 million satisfied customers, Szybka Gotówka’s responsible lending initiatives have boosted financial literacy for over 10 thousand clients, leading to reduced loan costs. Subsequent projects like FINRADA and RacoonGo (2019) in Poland, and Ekassa and CapitalKo (2023) for SME financing, further underscore TAMGA’s commitment to innovation. TAMGA’s expansion extends to Spain with Prestamo Rapido (2016) and Early Wage (2021), and Ukraine with Bistrozaim (2015), Scorector (2022), Wurmie (2019), Alibaba.ua (2021), and BNPL service Rulla (2021).

In conclusion, TAMGA’s journey in the fintech realm exemplifies not only innovation but also a commitment to addressing diverse financial needs across borders. From the launch of pioneering platforms like Szybka Gotówka in Poland to the introduction of innovative financing solutions in various markets, TAMGA continues to redefine the landscape of financial services. With a focus on responsible lending practices and the empowerment of both clients and partners, TAMGA’s expansion into multiple countries underscores its dedication to fostering financial inclusion and literacy worldwide. As the company delves deeper into marketing and PR initiatives to bolster its platforms, its impact on the global fintech ecosystem is poised to grow even further, shaping the future of finance for years to come.